As far as I know, all P2P banks are having a hard time to get transactions finished. There is a lot of interest on their activities, but it is mainly buzz. Volume is not so high. But this could change with Fynanz and GreenNote. I really like their student to student type of system.

So these are another P2P banks, as Prosper or Spain’s Comunitae. But this time they only work with university students who need loans. When you lend money to a student, it’s not only because you want to get it back with a surplus, but also because you want to help him.

This is not only a credit score transaction, as there is also an evaluation of each student borrower, which includes his/her grades and the school he is attending. Wouldn’t you lend money to a future Harvard graduate? And anyway, who does not want to help a student.